Active Lender with over 30 years experience in Banking, Finance, and Real Estate Lending. Experienced in Trial and Deposition Testimony.
James (Jay) Hibert was in the commercial banking industry for 25 years before leaving to form his own company, Market Street Financial Solutions, a commercial Real Estate lending company. Market Street Financial Solutions is a licensed California Finance Lender and Bureau of Real Estate Broker. The company provides services to banks, non-banks, and individuals in need of creative financing solutions.
With now over 30 years of experience in banking and real estate, Jay's market knowledge and transactional experience has allowed him to work in a consulting and expert witness capacity for many clients over the years. Still an ACTIVE lender in the industry, Jay has transacted hundreds of real estate and non-real estate loan negotiations in times of economic growth as well as downturns in the economy. His extensive credit background arms him with the understanding of how banks and other lenders operate internally.
Jay Hibert is a licensed Real Estate Broker through the California Bureau of Real Estate. CA BRE
01523075, a licensed Contractor through the Oregon Construction Contractors Board CCB
217415, and his company is a California Finance Lender and Broker through the California Department of Business Oversight DBO
Key areas of expertise include:
Lending Policies, Custom and Practice/Lender Liability
Broker Standards of Care and Fiduciary Responsibility
Loan Underwriting and Credit Administration
Loan Process and Bank Loan Restructure/Workout Process
Note Valuations/Collateral Review
Litigation and Discovery Consulting
Specialty Niche in SBA Real Estate Lending
Construction RE Lending & Administration
Expert reports adherent to Federal Rule 26
Loan Syndication/Secondary Market Loan Sales
Title Insurance Cases
*****Experienced in trial and deposition testimony*****